FOUR WAYS TO PROCESS PAYMENTS
PAYMENT PROCESSING, YOUR WAY
Pricing that fits
how you do business.
Compare four transparent ways to accept payments-backed by a straightforward statement review and a clear written quote.
Get Free QuotesA practical statement review. A clear written quote.
Familiar hardware. A pricing plan that fits.
FOUR MODELS. CLEAR DIFFERENCES.
Find your starting point.
Choose a pricing structure, then explore the details. Your final quote reflects your sales, payment mix and equipment.
SEE YOUR COSTS
Interchange Plus
Cost + agreed markup
Wholesale interchange and network costs pass through, with your processor markup shown separately.
✓
Itemized cost structure
✓
Pricing reflects your card mix
✓
Markup defined in writing
For businesses that want to see how their processing cost is built.
Explore Interchange Plus →MAKE THE CHOICE CLEAR
Dual Pricing
Two posted prices
Display cash and full card prices before payment. Customers see both options and choose how they pay.
✓
Cash and card prices shown upfront
✓
Compatible checkout and POS setup
✓
$0 processing fees on eligible card sales
For businesses ready to offer customers clear payment choices.
Explore Dual Pricing →REWARD CASH PAYMENTS
Cash Discount
One standard price
Display your standard price on shelves and menus. The POS applies an automatic, itemized discount when a customer pays cash.
✓
Standard price displayed
✓
Cash discount at the register
✓
$0 processing fees on eligible transactions
For businesses that want to offer a clear incentive to pay cash.
Explore Cash Discount →KEEP THE CALCULATION SIMPLE
Flat Rate
One quoted rate
Bundle covered transaction costs into an agreed rate, with applicable payment categories and fees defined in your quote.
✓
Straightforward transaction pricing
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Easy everyday fee calculations
✓
Covered payments defined in your quote
For businesses that want predictable, straightforward transaction fees without complex tiered structures.
Explore Flat Rate →Program availability and eligible transactions depend on your business and approved setup. Review any recurring, equipment or other charges in your written quote.
SEE THE DIFFERENCE AT CHECKOUT
A clear choice.
A clear receipt.
Dual Pricing and Cash Discount approach the checkout differently. Here is a simple illustration of each setup.
DUAL PRICING
Both prices, before payment.
CASH
$24.00
CARD
$24.96
Two prices displayed. The selected price is charged.
CASH DISCOUNT
Savings, on the receipt.
Regular sale
$24.96
Cash discount
−$0.96
Cash total
$24.00
Standard price displayed. Cash savings applied at checkout.
Illustrative examples only. Taxes omitted. These amounts do not set your program’s pricing or discount percentage.
From the first customer to the last sale, your checkout should feel straightforward.
START WITH THE WAY YOU SELL
Your business comes first.
The right plan starts with your customers and your daily operations. We compare the complete picture.
Want a detailed cost breakdown?
Explore Interchange Plus for wholesale costs and a separately agreed markup.
Want to offer payment choices?
Compare Dual Pricing and Cash Discount, including what customers see and how the POS applies the program.
Want simpler calculations?
Explore Flat Rate and review the rates for each payment channel in your quote.
A PRACTICAL FIRST STEP
A clearer quote starts
with three things.
Bring the details. We’ll help you compare the options using your actual business.
01
Your recent statement
See current costs, transaction count and the way fees are grouped.
02
How you take payments
Compare average sale size, monthly volume and in-person or online payments.
03
Your current equipment
Check terminal and POS compatibility before planning a change.
GOOD QUESTIONS
A few things worth knowing.
Clarity at every step.
Understand the pricing, the equipment and the agreement before you decide.
Which pricing program is right for my business?
It all comes down to your average ticket size, and customer payment mix. Send us a statement, and we'll calculate which model keeps the most money in your register.
How do Dual Pricing and Cash Discount differ?
Our Dual Pricing setup shows cash and full card prices before payment. Our Cash Discount setup uses a standard displayed price and applies an itemized discount at checkout for cash payments.
Will I need new equipment?
We’ll check your terminal or POS first. Compatibility depends on your hardware, software and the program you select.
What will my actual rate be?
Your written quote sets the applicable rates, markup and any other account or equipment fees. Examples on this page explain the pricing models.
Does zero processing fees mean there are no other charges?
A program can address covered processing costs. Review any recurring, equipment or other charges in your written quote so you can compare the full cost.
YOUR NEXT STEP
Let’s find your right fit.
Share a recent processing statement. We'll review your costs and checkout setup, then prepare a written quote you can compare.