VIRTUAL TERMINAL
Virtual terminal for browser payments.
Accept credit card payments by phone, send payment links, and manage recurring billing with a virtual terminal. Compare Dejavoo iPOSPays CloudPOS and Valor PayTech for your business.
Phone orders
Payment links
Browser access
Recurring billing
DEJAVOO IPOSPAYS CLOUDPOS
Browser payments with room for the counter.
Bring phone orders, payment links, and scheduled billing into a cloud workspace. Add compatible Dejavoo hardware when customers also pay in person.
Phone & mail orders
Enter remote card payments through CloudPOS on your computer, without adding a second register just for phone orders.
Text & email payment links
Send a payment link so customers can enter their payment details on their own device, then follow the payment status.
Scheduled recurring billing
Set weekly, monthly, or quarterly schedules for memberships, service plans, and other repeat charges.
Itemized billing
Build invoices around the products or services configured in your inventory, keeping the payment request clear.
Connected PIN pads
Start a payment on your computer and let an in-person customer use compatible Dejavoo hardware for chip-and-tap acceptance.
Transaction management
Handle sales, authorizations, and refunds in CloudPOS, with transaction and batch records for reconciliation.
Available features and connected hardware depend on your iPOSPays account setup.
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VALOR PAYTECH VIRTUAL TERMINAL
Remote payments, organized in one workspace.
Bring browser payments, customer records, and invoice collection together. Valor gives teams several ways to request payment and manage the details that follow.
Browser-based payments
Accept remote card payments from an internet-connected computer using the Valor Virtual Terminal.
E-invoices & payment links
Send payment requests by email or text so customers can open the request and pay from their own device.
QR payment requests
Generate a payment QR code that customers can scan to reach the payment experience.
Recurring payment workflows
Use stored payment information through The Vault for repeat billing, with the required options enabled on your account.
Customer records & reports
Keep customer profiles and purchase history available, and review payment and sales information for day-to-day follow-up.
Connected payment hardware
Use Valor Connect to send payment acceptance information from the virtual terminal to compatible handheld hardware.
Features, recurring options, and integrations vary with your selected Valor account configuration.
Get Free QuotesGET STARTED
Set up your virtual terminal in 3 steps.
Match the payment flow, account options, and staff access to your daily work.
01
Map your payment flow
Tell us how you take phone orders, send invoices, collect deposits, and handle repeat billing.
02
Review the setup and quote
Compare the platform, equipment, accounting connections, and account costs before choosing your setup.
03
Prepare your team
Configure the approved tools and user access, then walk through the payment workflows your staff will use.
Virtual terminal questions, answered.
Have these details ready.
A useful quote starts with your actual payment needs.
How customers pay
Phone orders, invoices, deposits, or recurring services.
What you use today
Your computer, payment hardware, and accounting software.
What is a virtual terminal?
A virtual terminal is a browser-based payment workspace for accepting credit card payments without a website checkout. It lets a business enter phone payments and, depending on the platform, send invoices or payment links, schedule recurring billing, and review transactions.
Do I need a separate payment terminal?
You can handle remote payments from a computer and supported browser. Compatible payment hardware is needed when you want to add in-person chip-and-tap card acceptance. Existing merchants can find their account access through our merchant portal directory.
Can customers pay without sharing card details over the phone?
Yes. Both iPOSPays CloudPOS and Valor offer payment links that customers can open on their own device. The available delivery methods and settings depend on the platform configuration.
Can I schedule recurring payments?
Both platforms support recurring payment workflows. Available schedules, stored-payment options, and required setup depend on your account. Customer authorization is needed for the recurring arrangement.
Can either system connect to QuickBooks?
Both offer QuickBooks integrations. The iPOSpays integration guide specifies QuickBooks Online and account enablement. Valor documents virtual terminal transaction syncing. We review the supported workflow, account eligibility, and accounting setup before including an integration in your quote.
How much does a virtual terminal cost?
The total depends on the platform, merchant account, transaction types, and optional tools. Request a quote that includes processing charges, recurring account fees, and any equipment or integration costs. Already using one of these platforms? Contact merchant support for help with your existing setup.
YOUR NEXT STEP
Find the virtual terminal that fits how you get paid.
Tell us about your remote payments, repeat billing, and existing tools. We’ll help you compare iPOSPays and Valor and review the costs for your setup.